Call reports 2002
FIRST STATE BANK & TRUST — 2002
What FIRST STATE BANK & TRUST reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 131,291,000 | 133,585,000 | 136,364,000 | 136,618,000 |
| Total loans | 80,365,000 | 84,374,000 | 88,551,000 | 87,261,000 |
| Allowance for loan losses | 1,640,000 | 1,657,000 | 1,691,000 | 1,700,000 |
| Securities available for sale | 28,688,000 | 30,234,000 | 25,856,000 | 32,453,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,183,000 | 105,763,000 | 108,049,000 | 108,017,000 |
| Interest-bearing deposits | 94,478,000 | 93,891,000 | 95,742,000 | 96,457,000 |
| Noninterest-bearing deposits | 10,705,000 | 11,872,000 | 12,307,000 | 11,560,000 |
| Equity capital | 16,630,000 | 16,810,000 | 16,998,000 | 17,159,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,896,000 | 3,768,000 | 5,752,000 | 7,603,000 |
| Interest expense | 832,000 | 1,579,000 | 2,341,000 | 3,053,000 |
| Net interest income | 1,064,000 | 2,189,000 | 3,411,000 | 4,550,000 |
| Noninterest income | 224,000 | 472,000 | 666,000 | 882,000 |
| Noninterest expense | 624,000 | 1,314,000 | 1,965,000 | 2,664,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 270,000 |
| Pretax income | 574,000 | 1,166,000 | 1,841,000 | 2,497,000 |
| Income tax | 33,000 | 77,000 | 122,000 | 170,000 |
| Net income | 541,000 | 1,089,000 | 1,719,000 | 2,327,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,506,000 | 14,373,000 | 14,582,000 | 14,768,000 |
| Total capital | 15,742,000 | 15,619,000 | 15,881,000 | 16,045,000 |
| Risk-weighted assets | 98,527,000 | 99,290,000 | 103,529,000 | 101,763,000 |