Call reports 2001
FIRST STATE BANK & TRUST — 2001
What FIRST STATE BANK & TRUST reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 127,812,000 | 124,856,000 | 129,765,000 | 131,509,000 |
| Total loans | 83,230,000 | 84,977,000 | 83,736,000 | 79,729,000 |
| Allowance for loan losses | 1,050,000 | 1,430,000 | 1,547,000 | 1,526,000 |
| Securities available for sale | 27,085,000 | 21,423,000 | 23,285,000 | 22,886,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,714,000 | 99,791,000 | 103,665,000 | 106,299,000 |
| Interest-bearing deposits | 92,452,000 | 91,060,000 | 92,347,000 | 95,476,000 |
| Noninterest-bearing deposits | 10,262,000 | 8,731,000 | 11,318,000 | 10,823,000 |
| Equity capital | 16,561,000 | 16,369,000 | 16,875,000 | 16,454,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,340,000 | 4,597,000 | 6,759,000 | 8,798,000 |
| Interest expense | 1,164,000 | 2,280,000 | 3,327,000 | 4,285,000 |
| Net interest income | 1,176,000 | 2,317,000 | 3,432,000 | 4,513,000 |
| Noninterest income | 227,000 | 477,000 | 714,000 | 961,000 |
| Noninterest expense | 713,000 | 1,403,000 | 2,114,000 | 2,898,000 |
| Provision for loan losses | 90,000 | 477,000 | 567,000 | 657,000 |
| Pretax income | 600,000 | 915,000 | 1,466,000 | 1,920,000 |
| Income tax | 41,000 | 66,000 | 108,000 | 149,000 |
| Net income | 559,000 | 849,000 | 1,358,000 | 1,771,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,270,000 | 14,094,000 | 14,316,000 | 14,116,000 |
| Total capital | 15,320,000 | 15,375,000 | 15,591,000 | 15,348,000 |
| Risk-weighted assets | 102,255,000 | 102,309,000 | 102,520,000 | 98,257,000 |