Call reports 2002
FREMONT COUNTY SAVINGS BANK — 2002
What FREMONT COUNTY SAVINGS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 |
|---|---|---|---|
| Total assets | 32,185,000 | 29,014,000 | 31,082,000 |
| Total loans | 17,051,000 | 17,329,000 | 17,983,000 |
| Allowance for loan losses | 347,000 | 368,000 | 374,000 |
| Securities available for sale | 5,291,000 | 5,388,000 | 5,275,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 27,702,000 | 24,426,000 | 26,462,000 |
| Interest-bearing deposits | 25,304,000 | 22,436,000 | 24,302,000 |
| Noninterest-bearing deposits | 2,398,000 | 1,990,000 | 2,160,000 |
| Equity capital | 3,361,000 | 3,456,000 | 3,488,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 |
|---|---|---|---|
| Interest income | 394,000 | 822,000 | 1,268,000 |
| Interest expense | 200,000 | 398,000 | 575,000 |
| Net interest income | 194,000 | 424,000 | 693,000 |
| Noninterest income | 42,000 | 75,000 | 84,000 |
| Noninterest expense | 211,000 | 439,000 | 641,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 25,000 | 60,000 | 136,000 |
| Income tax | 2,000 | 0 | 22,000 |
| Net income | 23,000 | 60,000 | 114,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 |
|---|---|---|---|
| Tier 1 capital | 3,284,000 | 3,336,000 | 3,369,000 |
| Total capital | 3,524,000 | 3,561,000 | 3,621,000 |
| Risk-weighted assets | 19,103,000 | 17,833,000 | 20,017,000 |