Call reports 2001
FREMONT COUNTY SAVINGS BANK — 2001
What FREMONT COUNTY SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 30,974,000 | 28,852,000 | 30,427,000 | 29,254,000 |
| Total loans | 18,421,000 | 17,120,000 | 16,824,000 | 15,962,000 |
| Allowance for loan losses | 397,000 | 430,000 | 388,000 | 370,000 |
| Securities available for sale | 4,741,000 | 4,755,000 | 5,521,000 | 5,925,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,634,000 | 24,507,000 | 25,938,000 | 24,820,000 |
| Interest-bearing deposits | 24,638,000 | 22,228,000 | 24,147,000 | 22,450,000 |
| Noninterest-bearing deposits | 1,996,000 | 2,279,000 | 1,791,000 | 2,370,000 |
| Equity capital | 3,135,000 | 3,183,000 | 3,251,000 | 3,301,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 539,000 | 1,039,000 | 1,506,000 | 1,938,000 |
| Interest expense | 313,000 | 617,000 | 874,000 | 1,096,000 |
| Net interest income | 226,000 | 422,000 | 632,000 | 842,000 |
| Noninterest income | 30,000 | 68,000 | 122,000 | 177,000 |
| Noninterest expense | 267,000 | 535,000 | 762,000 | 999,000 |
| Provision for loan losses | 40,000 | 60,000 | 60,000 | 60,000 |
| Pretax income | -51,000 | -105,000 | -68,000 | -40,000 |
| Income tax | -31,000 | -55,000 | -50,000 | -45,000 |
| Net income | -20,000 | -50,000 | -18,000 | 5,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,094,000 | 3,145,000 | 3,177,000 | 3,241,000 |
| Total capital | 3,350,000 | 3,372,000 | 3,402,000 | 3,459,000 |
| Risk-weighted assets | 20,340,000 | 17,944,000 | 17,835,000 | 17,299,000 |