Call reports 2025
CNB BANK — 2025
What CNB BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 902,206,000 | 914,120,000 | 1,025,455,000 | 988,553,000 |
| Total loans | 645,968,000 | 671,213,000 | 709,944,000 | 733,031,000 |
| Allowance for loan losses | 8,430,000 | 9,483,000 | 9,668,000 | 10,231,000 |
| Securities available for sale | 169,240,000 | 164,058,000 | 154,029,000 | 155,586,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 825,748,000 | 833,433,000 | 938,645,000 | 899,037,000 |
| Interest-bearing deposits | 621,529,000 | 619,993,000 | 710,991,000 | 688,391,000 |
| Noninterest-bearing deposits | 204,219,000 | 213,440,000 | 227,654,000 | 210,646,000 |
| Equity capital | 73,005,000 | 76,356,000 | 82,101,000 | 86,853,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 12,866,000 | 25,937,000 | 39,875,000 | 54,992,000 |
| Interest expense | 2,834,000 | 5,740,000 | 8,856,000 | 12,517,000 |
| Net interest income | 10,032,000 | 20,197,000 | 31,019,000 | 42,475,000 |
| Noninterest income | 1,134,000 | 2,437,000 | 3,522,000 | 4,761,000 |
| Noninterest expense | 8,385,000 | 13,798,000 | 19,438,000 | 24,788,000 |
| Provision for loan losses | 625,000 | 1,600,000 | 1,800,000 | 2,350,000 |
| Pretax income | 1,857,000 | 6,940,000 | 13,539,000 | 20,334,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,857,000 | 6,940,000 | 13,539,000 | 20,334,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 85,460,000 | 87,893,000 | 92,053,000 | 95,530,000 |