Call reports 2023
CNB BANK — 2023
What CNB BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 687,646,000 | 724,157,000 | 808,401,000 | 800,407,000 |
| Total loans | 432,014,000 | 480,594,000 | 537,821,000 | 558,277,000 |
| Allowance for loan losses | 4,858,000 | 5,280,000 | 5,604,000 | 6,297,000 |
| Securities available for sale | 178,381,000 | 173,190,000 | 155,102,000 | 156,686,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 628,905,000 | 644,195,000 | 752,054,000 | 736,764,000 |
| Interest-bearing deposits | 601,882,000 | 617,118,000 | 516,527,000 | 533,192,000 |
| Noninterest-bearing deposits | 27,023,000 | 27,077,000 | 235,527,000 | 203,572,000 |
| Equity capital | 57,351,000 | 55,090,000 | 53,622,000 | 61,234,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 7,610,000 | 16,013,000 | 25,438,000 | 36,674,000 |
| Interest expense | 658,000 | 1,844,000 | 3,659,000 | 6,296,000 |
| Net interest income | 6,952,000 | 14,169,000 | 21,779,000 | 30,378,000 |
| Noninterest income | 769,000 | 1,250,000 | 2,328,000 | 3,075,000 |
| Noninterest expense | 3,423,000 | 7,041,000 | 11,271,000 | 16,027,000 |
| Provision for loan losses | 432,000 | 732,000 | 1,057,000 | 1,681,000 |
| Pretax income | 3,869,000 | 7,651,000 | 11,420,000 | 15,387,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,869,000 | 7,651,000 | 11,420,000 | 15,387,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,960,000 | 70,111,000 | 72,134,000 | 73,242,000 |