Call reports 2021
CNB BANK — 2021
What CNB BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 495,916,000 | 488,634,000 | 507,823,000 | 501,244,000 |
| Total loans | 310,265,000 | 314,607,000 | 309,914,000 | 322,422,000 |
| Allowance for loan losses | 3,461,000 | 3,461,000 | 3,311,000 | 3,515,000 |
| Securities available for sale | 135,908,000 | 132,085,000 | 130,311,000 | 138,413,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 449,596,000 | 436,829,000 | 459,453,000 | 447,611,000 |
| Interest-bearing deposits | 431,370,000 | 421,364,000 | 438,512,000 | 426,302,000 |
| Noninterest-bearing deposits | 18,226,000 | 15,465,000 | 20,941,000 | 21,309,000 |
| Equity capital | 45,105,000 | 46,677,000 | 46,920,000 | 46,901,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,972,000 | 9,814,000 | 14,475,000 | 19,250,000 |
| Interest expense | 107,000 | 209,000 | 309,000 | 411,000 |
| Net interest income | 4,865,000 | 9,605,000 | 14,166,000 | 18,839,000 |
| Noninterest income | 1,456,000 | 2,551,000 | 3,797,000 | 4,906,000 |
| Noninterest expense | 2,660,000 | 5,482,000 | 8,354,000 | 11,517,000 |
| Provision for loan losses | 141,000 | 281,000 | 481,000 | 685,000 |
| Pretax income | 3,579,000 | 6,453,000 | 9,285,000 | 11,701,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,579,000 | 6,453,000 | 9,285,000 | 11,701,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,812,000 | 43,895,000 | 44,998,000 | 45,473,000 |
| Total capital | 46,402,000 | 47,484,000 | — | 49,117,000 |
| Risk-weighted assets | 315,278,000 | 327,882,000 | — | 334,909,000 |