Call reports 2020
CNB BANK — 2020
What CNB BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 462,619,000 | 483,113,000 | 483,405,000 | 498,276,000 |
| Total loans | 241,422,000 | 275,708,000 | 292,012,000 | 295,555,000 |
| Allowance for loan losses | 2,668,000 | 2,938,000 | 3,208,000 | 3,478,000 |
| Securities available for sale | 172,341,000 | 160,298,000 | 153,689,000 | 146,751,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 419,281,000 | 436,883,000 | 430,773,000 | 451,576,000 |
| Interest-bearing deposits | 398,600,000 | 419,356,000 | 416,638,000 | 436,063,000 |
| Noninterest-bearing deposits | 20,681,000 | 17,527,000 | 14,135,000 | 15,512,000 |
| Equity capital | 41,636,000 | 44,635,000 | 45,691,000 | 45,182,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,571,000 | 9,810,000 | 14,385,000 | 18,983,000 |
| Interest expense | 209,000 | 330,000 | 448,000 | 560,000 |
| Net interest income | 4,362,000 | 9,480,000 | 13,937,000 | 18,423,000 |
| Noninterest income | 1,020,000 | 1,943,000 | 3,121,000 | 4,491,000 |
| Noninterest expense | 2,595,000 | 5,208,000 | 7,784,000 | 11,575,000 |
| Provision for loan losses | 120,000 | 390,000 | 660,000 | 930,000 |
| Pretax income | 2,679,000 | 6,121,000 | 8,910,000 | 10,772,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,679,000 | 6,121,000 | 8,910,000 | 10,772,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,483,000 | 40,582,000 | 41,354,000 | 41,026,000 |
| Total capital | 41,259,000 | 43,628,000 | 44,670,000 | 44,612,000 |
| Risk-weighted assets | 278,285,000 | 289,714,000 | 300,510,000 | 305,246,000 |