Call reports 2019
CNB BANK — 2019
What CNB BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 411,416,000 | 409,927,000 | 446,996,000 | 449,551,000 |
| Total loans | 214,333,000 | 217,381,000 | 216,229,000 | 224,659,000 |
| Allowance for loan losses | 1,982,000 | 2,140,000 | 2,337,000 | 2,548,000 |
| Securities available for sale | 163,181,000 | 160,318,000 | 181,547,000 | 180,857,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 376,749,000 | 372,085,000 | 407,078,000 | 405,271,000 |
| Interest-bearing deposits | 357,300,000 | 344,819,000 | 380,961,000 | 382,804,000 |
| Noninterest-bearing deposits | 19,449,000 | 27,266,000 | 26,117,000 | 22,467,000 |
| Equity capital | 32,555,000 | 35,675,000 | 37,605,000 | 37,189,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,985,000 | 8,131,000 | 12,452,000 | 16,759,000 |
| Interest expense | 240,000 | 445,000 | 617,000 | 808,000 |
| Net interest income | 3,745,000 | 7,686,000 | 11,835,000 | 15,951,000 |
| Noninterest income | 733,000 | 1,897,000 | 2,663,000 | 3,430,000 |
| Noninterest expense | 2,273,000 | 4,620,000 | 7,049,000 | 9,732,000 |
| Provision for loan losses | 150,000 | 376,000 | 587,000 | 859,000 |
| Pretax income | 2,038,000 | 4,568,000 | 6,844,000 | 8,781,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,038,000 | 4,568,000 | 6,844,000 | 8,781,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,864,000 | 36,338,000 | 37,556,000 | 37,148,000 |
| Total capital | 36,874,000 | 38,523,000 | 39,938,000 | 39,804,000 |
| Risk-weighted assets | 237,306,000 | 246,089,000 | 248,177,000 | 256,048,000 |