Call reports 2016
CNB BANK — 2016
What CNB BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 321,280,000 | 321,762,000 | 327,949,000 | 357,294,000 |
| Total loans | 118,178,000 | 121,088,000 | 131,770,000 | 140,325,000 |
| Allowance for loan losses | 1,387,000 | 1,416,000 | 1,451,000 | 1,524,000 |
| Securities available for sale | 178,750,000 | 172,990,000 | 168,826,000 | 161,669,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 280,581,000 | 285,992,000 | 291,897,000 | 324,315,000 |
| Interest-bearing deposits | 266,579,000 | 273,432,000 | 276,732,000 | 312,358,000 |
| Noninterest-bearing deposits | 14,002,000 | 12,560,000 | 15,165,000 | 11,957,000 |
| Equity capital | 29,450,000 | 30,455,000 | 30,707,000 | 27,826,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,524,000 | 4,987,000 | 7,430,000 | 9,934,000 |
| Interest expense | 90,000 | 176,000 | 261,000 | 351,000 |
| Net interest income | 2,434,000 | 4,811,000 | 7,169,000 | 9,583,000 |
| Noninterest income | 679,000 | 1,358,000 | 2,421,000 | 3,009,000 |
| Noninterest expense | 1,865,000 | 3,731,000 | 5,758,000 | 7,684,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 1,209,000 | 2,363,000 | 3,725,000 | 4,758,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,209,000 | 2,363,000 | 3,725,000 | 4,758,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,317,000 | 29,776,000 | 30,444,000 | 30,635,000 |
| Total capital | 30,732,000 | 31,220,000 | 31,923,000 | 32,187,000 |
| Risk-weighted assets | 131,618,000 | 137,969,000 | 146,470,000 | 154,732,000 |