Call reports 2015
CNB BANK — 2015
What CNB BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 318,472,000 | 320,313,000 | 321,283,000 | 333,081,000 |
| Total loans | 112,986,000 | 115,168,000 | 121,719,000 | 118,968,000 |
| Allowance for loan losses | 1,381,000 | 1,293,000 | 1,317,000 | 1,342,000 |
| Securities available for sale | 163,332,000 | 162,613,000 | 167,033,000 | 180,954,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 286,281,000 | 289,408,000 | 288,426,000 | 301,706,000 |
| Interest-bearing deposits | 268,709,000 | 269,914,000 | 270,736,000 | 286,865,000 |
| Noninterest-bearing deposits | 17,572,000 | 19,494,000 | 17,690,000 | 14,841,000 |
| Equity capital | 27,063,000 | 25,766,000 | 27,630,000 | 26,411,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,252,000 | 4,580,000 | 7,012,000 | 9,407,000 |
| Interest expense | 89,000 | 179,000 | 269,000 | 355,000 |
| Net interest income | 2,163,000 | 4,401,000 | 6,743,000 | 9,052,000 |
| Noninterest income | 632,000 | 1,351,000 | 1,974,000 | 2,627,000 |
| Noninterest expense | 1,776,000 | 3,652,000 | 5,496,000 | 7,372,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 1,009,000 | 2,060,000 | 3,151,000 | 4,227,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,009,000 | 2,060,000 | 3,151,000 | 4,227,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,401,000 | 27,846,000 | 28,332,000 | 28,802,000 |
| Total capital | 28,810,000 | 29,168,000 | 29,678,000 | 30,172,000 |
| Risk-weighted assets | 125,686,000 | 126,138,000 | 132,714,000 | 133,781,000 |