Call reports 2014
CNB BANK — 2014
What CNB BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 277,523,000 | 289,634,000 | 300,842,000 | 312,368,000 |
| Total loans | 108,325,000 | 110,046,000 | 117,247,000 | 115,852,000 |
| Allowance for loan losses | 1,373,000 | 1,373,000 | 1,358,000 | 1,351,000 |
| Securities available for sale | 133,071,000 | 133,337,000 | 146,564,000 | 146,422,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 248,764,000 | 259,412,000 | 270,409,000 | 281,581,000 |
| Interest-bearing deposits | 235,310,000 | 245,211,000 | 254,419,000 | 265,663,000 |
| Noninterest-bearing deposits | 13,455,000 | 14,201,000 | 15,991,000 | 15,919,000 |
| Equity capital | 23,549,000 | 24,933,000 | 25,028,000 | 25,745,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,238,000 | 4,461,000 | 6,731,000 | 9,082,000 |
| Interest expense | 94,000 | 186,000 | 283,000 | 378,000 |
| Net interest income | 2,144,000 | 4,275,000 | 6,448,000 | 8,704,000 |
| Noninterest income | 607,000 | 1,246,000 | 1,972,000 | 2,630,000 |
| Noninterest expense | 1,734,000 | 3,557,000 | 5,391,000 | 7,270,000 |
| Provision for loan losses | 0 | 0 | 0 | 3,000 |
| Pretax income | 1,012,000 | 1,967,000 | 3,030,000 | 4,105,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,012,000 | 1,967,000 | 3,030,000 | 4,105,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,635,000 | 26,000,000 | 26,518,000 | 26,946,000 |
| Total capital | 27,008,000 | 27,373,000 | 27,876,000 | 28,297,000 |
| Risk-weighted assets | 118,982,000 | 121,720,000 | 128,631,000 | 127,188,000 |