Call reports 2013
CNB BANK — 2013
What CNB BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 249,590,000 | 255,038,000 | 263,126,000 | 273,681,000 |
| Total loans | 101,104,000 | 105,071,000 | 104,096,000 | 109,022,000 |
| Allowance for loan losses | 1,370,000 | 1,371,000 | 1,386,000 | 1,374,000 |
| Securities available for sale | 132,268,000 | 128,783,000 | 128,277,000 | 129,605,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 218,310,000 | 227,221,000 | 234,301,000 | 246,771,000 |
| Interest-bearing deposits | 207,544,000 | 214,191,000 | 222,497,000 | 234,254,000 |
| Noninterest-bearing deposits | 10,766,000 | 13,029,000 | 11,804,000 | 12,517,000 |
| Equity capital | 24,577,000 | 21,652,000 | 22,578,000 | 21,860,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,028,000 | 4,115,000 | 6,315,000 | 8,543,000 |
| Interest expense | 141,000 | 279,000 | 416,000 | 527,000 |
| Net interest income | 1,887,000 | 3,836,000 | 5,899,000 | 8,016,000 |
| Noninterest income | 677,000 | 1,307,000 | 1,949,000 | 2,668,000 |
| Noninterest expense | 1,614,000 | 3,307,000 | 5,044,000 | 6,814,000 |
| Provision for loan losses | 0 | 0 | 0 | 1,000 |
| Pretax income | 941,000 | 1,847,000 | 2,811,000 | 3,862,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 941,000 | 1,847,000 | 2,811,000 | 3,862,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,069,000 | 24,385,000 | 24,761,000 | 25,218,000 |
| Total capital | 25,439,000 | 25,756,000 | 26,147,000 | 26,592,000 |
| Risk-weighted assets | 110,567,000 | 115,195,000 | 114,197,000 | 119,293,000 |