Call reports 2012
CNB BANK — 2012
What CNB BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 228,739,000 | 233,223,000 | 229,965,000 | 265,925,000 |
| Total loans | 93,049,000 | 94,562,000 | 98,083,000 | 99,601,000 |
| Allowance for loan losses | 1,347,000 | 1,350,000 | 1,352,000 | 1,367,000 |
| Securities available for sale | 116,299,000 | 117,558,000 | 112,132,000 | 122,312,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 198,831,000 | 202,621,000 | 198,510,000 | 234,602,000 |
| Interest-bearing deposits | 187,908,000 | 190,341,000 | 185,808,000 | 221,513,000 |
| Noninterest-bearing deposits | 10,924,000 | 12,280,000 | 12,703,000 | 13,088,000 |
| Equity capital | 22,988,000 | 23,552,000 | 24,333,000 | 24,481,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,134,000 | 4,207,000 | 6,232,000 | 8,279,000 |
| Interest expense | 180,000 | 352,000 | 517,000 | 674,000 |
| Net interest income | 1,954,000 | 3,855,000 | 5,715,000 | 7,605,000 |
| Noninterest income | 711,000 | 1,371,000 | 2,085,000 | 3,113,000 |
| Noninterest expense | 1,510,000 | 3,084,000 | 4,681,000 | 6,323,000 |
| Provision for loan losses | 1,000 | 1,000 | 1,000 | 3,000 |
| Pretax income | 961,000 | 2,034,000 | 3,012,000 | 4,130,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 961,000 | 2,034,000 | 3,012,000 | 4,130,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,331,000 | 22,810,000 | 23,195,000 | 23,719,000 |
| Total capital | 23,650,000 | 24,131,000 | 24,547,000 | 25,086,000 |
| Risk-weighted assets | 105,480,000 | 105,634,000 | 108,589,000 | 110,301,000 |