Call reports 2011
CNB BANK — 2011
What CNB BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 209,528,000 | 217,492,000 | 219,000,000 | 233,724,000 |
| Total loans | 84,866,000 | 85,897,000 | 88,482,000 | 93,990,000 |
| Allowance for loan losses | 1,345,000 | 1,350,000 | 1,351,000 | 1,344,000 |
| Securities available for sale | 101,395,000 | 110,286,000 | 110,999,000 | 110,612,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,420,000 | 188,526,000 | 189,700,000 | 204,449,000 |
| Interest-bearing deposits | 172,433,000 | 176,875,000 | 179,685,000 | 192,467,000 |
| Noninterest-bearing deposits | 8,987,000 | 11,651,000 | 10,015,000 | 11,982,000 |
| Equity capital | 21,452,000 | 22,245,000 | 22,539,000 | 22,392,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,068,000 | 4,227,000 | 6,418,000 | 8,542,000 |
| Interest expense | 242,000 | 472,000 | 690,000 | 886,000 |
| Net interest income | 1,826,000 | 3,755,000 | 5,728,000 | 7,656,000 |
| Noninterest income | 634,000 | 1,270,000 | 1,949,000 | 2,651,000 |
| Noninterest expense | 1,568,000 | 3,061,000 | 4,565,000 | 6,218,000 |
| Provision for loan losses | 20,000 | 20,000 | 20,000 | 20,000 |
| Pretax income | 861,000 | 1,883,000 | 2,835,000 | 3,314,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 861,000 | 1,883,000 | 2,835,000 | 3,314,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,096,000 | 21,708,000 | 22,076,000 | 21,964,000 |
| Total capital | 22,441,000 | 23,058,000 | 23,427,000 | 23,312,000 |
| Risk-weighted assets | 113,106,000 | 110,324,000 | 109,342,000 | 108,411,000 |