Call reports 2010
CNB BANK — 2010
What CNB BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 203,652,000 | 215,151,000 | 205,877,000 | 204,859,000 |
| Total loans | 87,220,000 | 86,789,000 | 84,724,000 | 84,851,000 |
| Allowance for loan losses | 1,366,000 | 1,317,000 | 1,318,000 | 1,340,000 |
| Securities available for sale | 99,701,000 | 98,281,000 | 103,899,000 | 99,316,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,351,000 | 189,102,000 | 178,256,000 | 177,637,000 |
| Interest-bearing deposits | 169,767,000 | 180,413,000 | 167,553,000 | 167,735,000 |
| Noninterest-bearing deposits | 8,584,000 | 8,690,000 | 10,702,000 | 9,901,000 |
| Equity capital | 17,964,000 | 18,689,000 | 20,231,000 | 20,508,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,338,000 | 4,660,000 | 6,904,000 | 9,082,000 |
| Interest expense | 340,000 | 646,000 | 939,000 | 1,219,000 |
| Net interest income | 1,998,000 | 4,014,000 | 5,965,000 | 7,863,000 |
| Noninterest income | 648,000 | 1,341,000 | 2,069,000 | 2,813,000 |
| Noninterest expense | 1,605,000 | 3,198,000 | 4,784,000 | 6,298,000 |
| Provision for loan losses | 30,000 | 80,000 | 110,000 | 140,000 |
| Pretax income | 1,011,000 | 1,695,000 | 2,335,000 | 2,939,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,011,000 | 1,695,000 | 2,335,000 | 2,939,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,637,000 | 19,320,000 | 19,960,000 | 20,559,000 |
| Total capital | 20,003,000 | 20,637,000 | 21,278,000 | 21,899,000 |
| Risk-weighted assets | 146,434,000 | 136,229,000 | 125,337,000 | 115,128,000 |