Call reports 2009
CNB BANK — 2009
What CNB BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 202,696,000 | 204,446,000 | 202,180,000 | 212,991,000 |
| Total loans | 88,451,000 | 87,226,000 | 89,063,000 | 89,054,000 |
| Allowance for loan losses | 960,000 | 940,000 | 1,312,000 | 1,334,000 |
| Securities available for sale | 90,027,000 | 97,028,000 | 94,598,000 | 104,919,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 182,524,000 | 182,343,000 | 178,955,000 | 189,467,000 |
| Interest-bearing deposits | 170,793,000 | 172,189,000 | 169,962,000 | 180,859,000 |
| Noninterest-bearing deposits | 11,731,000 | 10,155,000 | 8,992,000 | 8,609,000 |
| Equity capital | 13,344,000 | 14,577,000 | 15,552,000 | 16,228,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,514,000 | 5,068,000 | 7,546,000 | 9,984,000 |
| Interest expense | 450,000 | 871,000 | 1,282,000 | 1,672,000 |
| Net interest income | 2,064,000 | 4,197,000 | 6,264,000 | 8,312,000 |
| Noninterest income | 744,000 | 1,478,000 | 2,172,000 | 2,871,000 |
| Noninterest expense | 1,492,000 | 3,162,000 | 4,840,000 | 6,417,000 |
| Provision for loan losses | 30,000 | 60,000 | 415,000 | 460,000 |
| Pretax income | 1,286,000 | 2,453,000 | 3,181,000 | 2,958,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,286,000 | 2,453,000 | 3,181,000 | 2,958,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,549,000 | 18,862,000 | 18,726,000 | 17,627,000 |
| Total capital | 19,509,000 | 19,802,000 | 20,038,000 | 18,961,000 |
| Risk-weighted assets | 109,371,000 | 174,412,000 | 170,754,000 | 150,450,000 |