Call reports 2008
CNB BANK — 2008
What CNB BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 197,204,000 | 195,261,000 | 190,670,000 | 206,948,000 |
| Total loans | 86,650,000 | 91,534,000 | 91,219,000 | 90,511,000 |
| Allowance for loan losses | 955,000 | 944,000 | 957,000 | 939,000 |
| Securities available for sale | 94,071,000 | 93,031,000 | 88,468,000 | 87,073,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,934,000 | 168,267,000 | 164,589,000 | 184,230,000 |
| Interest-bearing deposits | 116,754,000 | 119,632,000 | 154,373,000 | 173,117,000 |
| Noninterest-bearing deposits | 53,180,000 | 48,635,000 | 10,216,000 | 11,113,000 |
| Equity capital | 18,220,000 | 18,058,000 | 16,219,000 | 12,423,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,818,000 | 5,530,000 | 8,294,000 | 10,948,000 |
| Interest expense | 815,000 | 1,498,000 | 2,091,000 | 2,661,000 |
| Net interest income | 2,003,000 | 4,032,000 | 6,203,000 | 8,287,000 |
| Noninterest income | 707,000 | 1,413,000 | 2,100,000 | 2,791,000 |
| Noninterest expense | 1,472,000 | 2,975,000 | 4,504,000 | 6,142,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 1,223,000 | 2,440,000 | 3,754,000 | 4,121,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,223,000 | 2,440,000 | 3,754,000 | 4,121,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,736,000 | 17,920,000 | 18,154,000 | 18,196,000 |
| Total capital | 18,691,000 | 18,864,000 | 19,111,000 | 19,135,000 |
| Risk-weighted assets | 113,054,000 | 113,612,000 | 115,834,000 | 119,980,000 |