Call reports 2007
CNB BANK — 2007
What CNB BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 186,097,000 | 183,538,000 | 188,097,000 | 194,753,000 |
| Total loans | 79,231,000 | 79,695,000 | 82,856,000 | 86,123,000 |
| Allowance for loan losses | 1,046,000 | 1,046,000 | 1,002,000 | 941,000 |
| Securities available for sale | 92,411,000 | 91,189,000 | 93,600,000 | 94,617,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,397,000 | 156,155,000 | 159,771,000 | 165,627,000 |
| Interest-bearing deposits | 111,042,000 | 106,858,000 | 111,890,000 | 117,122,000 |
| Noninterest-bearing deposits | 47,355,000 | 49,297,000 | 47,881,000 | 48,505,000 |
| Equity capital | 16,831,000 | 16,438,000 | 17,402,000 | 18,409,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,729,000 | 5,511,000 | 8,329,000 | 11,213,000 |
| Interest expense | 880,000 | 1,759,000 | 2,624,000 | 3,485,000 |
| Net interest income | 1,849,000 | 3,752,000 | 5,705,000 | 7,728,000 |
| Noninterest income | 640,000 | 1,265,000 | 1,932,000 | 2,635,000 |
| Noninterest expense | 1,402,000 | 2,786,000 | 4,243,000 | 5,742,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,087,000 | 2,231,000 | 3,394,000 | 4,621,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,087,000 | 2,231,000 | 3,394,000 | 4,621,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,346,000 | 17,597,000 | 17,872,000 | 18,229,000 |
| Total capital | 18,392,000 | 18,643,000 | 18,874,000 | 19,170,000 |
| Risk-weighted assets | 103,510,000 | 103,642,000 | 110,011,000 | 113,525,000 |