Call reports 2006
CNB BANK — 2006
What CNB BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 189,726,000 | 189,076,000 | 183,279,000 | 185,166,000 |
| Total loans | 78,954,000 | 79,627,000 | 81,123,000 | 80,035,000 |
| Allowance for loan losses | 963,000 | 991,000 | 1,020,000 | 1,051,000 |
| Securities available for sale | 97,011,000 | 95,319,000 | 90,114,000 | 90,115,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,865,000 | 157,262,000 | 151,969,000 | 156,805,000 |
| Interest-bearing deposits | 116,127,000 | 112,462,000 | 110,066,000 | 112,183,000 |
| Noninterest-bearing deposits | 42,738,000 | 44,800,000 | 41,903,000 | 44,622,000 |
| Equity capital | 15,613,000 | 15,057,000 | 16,503,000 | 16,967,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,533,000 | 5,153,000 | 7,847,000 | 10,578,000 |
| Interest expense | 754,000 | 1,570,000 | 2,434,000 | 3,310,000 |
| Net interest income | 1,779,000 | 3,583,000 | 5,413,000 | 7,268,000 |
| Noninterest income | 650,000 | 1,248,000 | 1,873,000 | 2,524,000 |
| Noninterest expense | 1,310,000 | 2,637,000 | 3,988,000 | 5,458,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 1,089,000 | 2,134,000 | 3,208,000 | 4,214,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,089,000 | 2,134,000 | 3,208,000 | 4,214,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,216,000 | 17,375,000 | 17,591,000 | 17,714,000 |
| Total capital | 18,179,000 | 18,366,000 | 18,611,000 | 18,765,000 |
| Risk-weighted assets | 100,970,000 | 100,133,000 | 98,037,000 | 99,393,000 |