Call reports 2005
CNB BANK — 2005
What CNB BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 181,870,000 | 182,505,000 | 183,784,000 | 193,612,000 |
| Total loans | 72,772,000 | 76,983,000 | 77,422,000 | 77,710,000 |
| Allowance for loan losses | 948,000 | 969,000 | 982,000 | 933,000 |
| Securities available for sale | 96,973,000 | 93,061,000 | 90,326,000 | 95,377,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,707,000 | 152,538,000 | 154,415,000 | 163,217,000 |
| Interest-bearing deposits | 112,266,000 | 114,826,000 | 114,050,000 | 120,759,000 |
| Noninterest-bearing deposits | 36,441,000 | 37,712,000 | 40,365,000 | 42,458,000 |
| Equity capital | 15,913,000 | 16,516,000 | 16,556,000 | 16,162,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,121,000 | 4,377,000 | 6,698,000 | 9,082,000 |
| Interest expense | 492,000 | 1,051,000 | 1,638,000 | 2,314,000 |
| Net interest income | 1,629,000 | 3,326,000 | 5,060,000 | 6,768,000 |
| Noninterest income | 660,000 | 1,294,000 | 1,996,000 | 2,588,000 |
| Noninterest expense | 1,299,000 | 2,601,000 | 3,852,000 | 5,189,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 50,000 |
| Pretax income | 960,000 | 1,959,000 | 3,114,000 | 4,117,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 960,000 | 1,959,000 | 3,114,000 | 4,117,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,143,000 | 17,217,000 | 17,480,000 | 17,600,000 |
| Total capital | 18,091,000 | 18,186,000 | 18,462,000 | 18,533,000 |
| Risk-weighted assets | 93,263,000 | 95,544,000 | 97,792,000 | 100,807,000 |