Call reports 2002
CNB BANK — 2002
What CNB BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 174,408,000 | 170,998,000 | 176,329,000 | 175,164,000 |
| Total loans | 77,044,000 | 75,098,000 | 74,678,000 | 73,091,000 |
| Allowance for loan losses | 985,000 | 962,000 | 912,000 | 902,000 |
| Securities available for sale | 59,932,000 | 66,671,000 | 70,385,000 | 70,121,000 |
| Securities held to maturity | 23,279,000 | 20,195,000 | 19,719,000 | 19,432,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,661,000 | 146,680,000 | 147,757,000 | 151,219,000 |
| Interest-bearing deposits | 123,647,000 | 121,124,000 | 116,901,000 | 122,393,000 |
| Noninterest-bearing deposits | 27,014,000 | 25,556,000 | 30,856,000 | 28,826,000 |
| Equity capital | 16,237,000 | 17,104,000 | 17,811,000 | 17,807,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,548,000 | 5,064,000 | 7,541,000 | 9,911,000 |
| Interest expense | 784,000 | 1,503,000 | 2,186,000 | 2,813,000 |
| Net interest income | 1,764,000 | 3,561,000 | 5,355,000 | 7,098,000 |
| Noninterest income | 456,000 | 899,000 | 1,405,000 | 1,978,000 |
| Noninterest expense | 1,107,000 | 2,289,000 | 3,427,000 | 4,669,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 140,000 |
| Pretax income | 1,083,000 | 2,111,000 | 3,243,000 | 4,267,000 |
| Income tax | -29,000 | -103,000 | -132,000 | -161,000 |
| Net income | 1,112,000 | 2,214,000 | 3,375,000 | 4,428,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,733,000 | 15,962,000 | 16,248,000 | 16,423,000 |
| Total capital | 16,718,000 | 16,924,000 | 17,160,000 | 17,325,000 |
| Risk-weighted assets | 85,086,000 | 83,938,000 | 85,704,000 | 84,863,000 |