Call reports 2020
FARMERS AND MINERS BANK — 2020
What FARMERS AND MINERS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 135,465,000 | 144,809,000 | 149,138,000 | 148,893,000 |
| Total loans | 62,442,000 | 67,777,000 | 69,265,000 | 67,327,000 |
| Allowance for loan losses | 1,179,000 | 1,166,000 | 1,161,000 | 1,147,000 |
| Securities available for sale | 8,839,000 | 4,309,000 | 7,187,000 | 8,206,000 |
| Securities held to maturity | 16,833,000 | 16,382,000 | 15,768,000 | 14,100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,418,000 | 124,781,000 | 129,038,000 | 128,798,000 |
| Interest-bearing deposits | 78,444,000 | 80,584,000 | 82,929,000 | 80,206,000 |
| Noninterest-bearing deposits | 36,974,000 | 44,197,000 | 46,109,000 | 48,592,000 |
| Equity capital | 19,329,000 | 19,372,000 | 19,436,000 | 19,647,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,538,000 | 2,978,000 | 4,397,000 | 5,912,000 |
| Interest expense | 134,000 | 248,000 | 340,000 | 411,000 |
| Net interest income | 1,404,000 | 2,730,000 | 4,057,000 | 5,501,000 |
| Noninterest income | 249,000 | 461,000 | 693,000 | 933,000 |
| Noninterest expense | 1,276,000 | 2,549,000 | 3,861,000 | 5,120,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 377,000 | 645,000 | 893,000 | 1,320,000 |
| Income tax | 79,000 | 133,000 | 179,000 | 246,000 |
| Net income | 298,000 | 512,000 | 714,000 | 1,074,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,318,000 | 19,382,000 | 19,434,000 | 19,644,000 |