Call reports 2019
FARMERS AND MINERS BANK — 2019
What FARMERS AND MINERS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 137,834,000 | 135,956,000 | 133,810,000 | 133,374,000 |
| Total loans | 63,272,000 | 63,554,000 | 63,121,000 | 62,282,000 |
| Allowance for loan losses | 1,319,000 | 1,280,000 | 1,259,000 | 1,217,000 |
| Securities available for sale | 12,496,000 | 11,620,000 | 11,544,000 | 9,225,000 |
| Securities held to maturity | 16,046,000 | 16,341,000 | 15,898,000 | 16,938,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,198,000 | 116,123,000 | 113,789,000 | 113,754,000 |
| Interest-bearing deposits | 78,936,000 | 76,719,000 | 76,799,000 | 77,186,000 |
| Noninterest-bearing deposits | 39,262,000 | 39,404,000 | 36,990,000 | 36,568,000 |
| Equity capital | 18,890,000 | 19,179,000 | 19,387,000 | 19,155,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,937,000 | 3,596,000 | 5,252,000 | 6,865,000 |
| Interest expense | 131,000 | 268,000 | 411,000 | 554,000 |
| Net interest income | 1,806,000 | 3,328,000 | 4,841,000 | 6,311,000 |
| Noninterest income | 228,000 | 480,000 | 733,000 | 981,000 |
| Noninterest expense | 1,323,000 | 2,632,000 | 3,908,000 | 5,208,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 711,000 | 1,175,000 | 1,664,000 | 2,082,000 |
| Income tax | 76,000 | 159,000 | 313,000 | 400,000 |
| Net income | 635,000 | 1,016,000 | 1,351,000 | 1,682,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,973,000 | 19,203,000 | 19,388,000 | 19,170,000 |
| Total capital | 19,791,000 | 20,031,000 | 20,184,000 | 19,983,000 |
| Risk-weighted assets | 64,909,000 | 65,794,000 | 63,254,000 | 64,569,000 |