Call reports 2018
FARMERS AND MINERS BANK — 2018
What FARMERS AND MINERS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 138,062,000 | 137,797,000 | 137,456,000 | 135,181,000 |
| Total loans | 64,867,000 | 64,262,000 | 63,613,000 | 62,455,000 |
| Allowance for loan losses | 1,483,000 | 1,451,000 | 1,420,000 | 1,317,000 |
| Securities available for sale | 11,668,000 | 11,631,000 | 11,552,000 | 12,677,000 |
| Securities held to maturity | 16,507,000 | 17,188,000 | 16,851,000 | 16,204,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,617,000 | 119,275,000 | 118,583,000 | 116,512,000 |
| Interest-bearing deposits | 80,015,000 | 79,264,000 | 79,164,000 | 78,756,000 |
| Noninterest-bearing deposits | 39,602,000 | 40,011,000 | 39,419,000 | 37,756,000 |
| Equity capital | 17,890,000 | 18,040,000 | 18,221,000 | 18,308,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,507,000 | 3,079,000 | 4,675,000 | 6,308,000 |
| Interest expense | 74,000 | 161,000 | 259,000 | 374,000 |
| Net interest income | 1,433,000 | 2,918,000 | 4,416,000 | 5,934,000 |
| Noninterest income | 214,000 | 433,000 | 692,000 | 938,000 |
| Noninterest expense | 1,286,000 | 2,590,000 | 3,883,000 | 5,233,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 361,000 | 761,000 | 1,225,000 | 1,636,000 |
| Income tax | 74,000 | 149,000 | 225,000 | 300,000 |
| Net income | 287,000 | 612,000 | 1,000,000 | 1,336,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,141,000 | 18,263,000 | 18,502,000 | 18,487,000 |
| Total capital | 18,971,000 | 19,111,000 | 19,342,000 | 19,298,000 |
| Risk-weighted assets | 65,738,000 | 67,211,000 | 66,575,000 | 64,327,000 |