Call reports 2017
FARMERS AND MINERS BANK — 2017
What FARMERS AND MINERS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 136,742,000 | 135,513,000 | 135,515,000 | 135,697,000 |
| Total loans | 64,947,000 | 64,024,000 | 64,003,000 | 66,262,000 |
| Allowance for loan losses | 1,618,000 | 1,602,000 | 1,551,000 | 1,529,000 |
| Securities available for sale | 11,722,000 | 11,551,000 | 11,841,000 | 11,766,000 |
| Securities held to maturity | 17,974,000 | 17,792,000 | 17,702,000 | 17,166,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,345,000 | 117,050,000 | 116,859,000 | 117,525,000 |
| Interest-bearing deposits | 81,170,000 | 80,423,000 | 80,552,000 | 80,132,000 |
| Noninterest-bearing deposits | 37,176,000 | 36,627,000 | 36,307,000 | 37,393,000 |
| Equity capital | 17,766,000 | 18,038,000 | 18,095,000 | 17,825,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,442,000 | 3,001,000 | 4,513,000 | 6,050,000 |
| Interest expense | 71,000 | 141,000 | 212,000 | 285,000 |
| Net interest income | 1,371,000 | 2,860,000 | 4,301,000 | 5,765,000 |
| Noninterest income | 232,000 | 451,000 | 676,000 | 893,000 |
| Noninterest expense | 1,256,000 | 2,509,000 | 3,845,000 | 5,168,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 348,000 | 807,000 | 1,136,000 | 1,494,000 |
| Income tax | 108,000 | 203,000 | 325,000 | 557,000 |
| Net income | 240,000 | 604,000 | 811,000 | 937,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,884,000 | 18,127,000 | 18,003,000 | 17,985,000 |
| Total capital | 18,721,000 | 18,957,000 | 18,823,000 | 18,832,000 |
| Risk-weighted assets | 66,209,000 | 65,636,000 | 64,901,000 | 67,080,000 |