Call reports 2013
FARMERS AND MINERS BANK — 2013
What FARMERS AND MINERS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 132,937,000 | 133,410,000 | 132,652,000 | 132,427,000 |
| Total loans | 65,998,000 | 64,999,000 | 63,773,000 | 61,214,000 |
| Allowance for loan losses | 1,954,000 | 1,928,000 | 1,879,000 | 1,607,000 |
| Securities available for sale | 11,460,000 | 10,831,000 | 10,319,000 | 11,114,000 |
| Securities held to maturity | 19,192,000 | 20,883,000 | 21,126,000 | 21,030,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,512,000 | 115,950,000 | 115,138,000 | 115,097,000 |
| Interest-bearing deposits | 86,887,000 | 87,634,000 | 87,788,000 | 86,972,000 |
| Noninterest-bearing deposits | 28,625,000 | 28,316,000 | 27,350,000 | 28,125,000 |
| Equity capital | 17,097,000 | 16,963,000 | 17,025,000 | 16,902,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,588,000 | 3,166,000 | 4,722,000 | 6,405,000 |
| Interest expense | 116,000 | 230,000 | 336,000 | 435,000 |
| Net interest income | 1,472,000 | 2,936,000 | 4,386,000 | 5,970,000 |
| Noninterest income | 222,000 | 420,000 | 661,000 | 804,000 |
| Noninterest expense | 1,261,000 | 2,481,000 | 3,739,000 | 5,024,000 |
| Provision for loan losses | 0 | 0 | 0 | 180,000 |
| Pretax income | 431,000 | 872,000 | 1,303,000 | 1,565,000 |
| Income tax | 106,000 | 192,000 | 301,000 | 484,000 |
| Net income | 325,000 | 680,000 | 1,002,000 | 1,081,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,077,000 | 17,133,000 | 17,305,000 | 17,234,000 |
| Total capital | 17,968,000 | 18,033,000 | 18,152,000 | 18,055,000 |
| Risk-weighted assets | 70,251,000 | 70,952,000 | 66,730,000 | 64,919,000 |