Call reports 2012
FARMERS AND MINERS BANK — 2012
What FARMERS AND MINERS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 133,199,000 | 132,532,000 | 131,630,000 | 131,408,000 |
| Total loans | 69,851,000 | 69,095,000 | 69,058,000 | 68,092,000 |
| Allowance for loan losses | 2,126,000 | 2,079,000 | 2,064,000 | 1,987,000 |
| Securities available for sale | 13,291,000 | 12,618,000 | 11,865,000 | 11,013,000 |
| Securities held to maturity | 14,246,000 | 15,779,000 | 16,842,000 | 17,078,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,516,000 | 115,544,000 | 114,478,000 | 114,343,000 |
| Interest-bearing deposits | 87,059,000 | 85,640,000 | 85,708,000 | 85,908,000 |
| Noninterest-bearing deposits | 29,457,000 | 29,904,000 | 28,770,000 | 28,435,000 |
| Equity capital | 16,206,000 | 16,420,000 | 16,752,000 | 16,783,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,712,000 | 3,390,000 | 5,088,000 | 6,780,000 |
| Interest expense | 166,000 | 315,000 | 452,000 | 577,000 |
| Net interest income | 1,546,000 | 3,075,000 | 4,636,000 | 6,203,000 |
| Noninterest income | 230,000 | 445,000 | 650,000 | 889,000 |
| Noninterest expense | 1,203,000 | 2,409,000 | 3,686,000 | 4,937,000 |
| Provision for loan losses | 90,000 | 90,000 | 90,000 | 90,000 |
| Pretax income | 481,000 | 1,018,000 | 1,496,000 | 2,050,000 |
| Income tax | 188,000 | 351,000 | 484,000 | 645,000 |
| Net income | 293,000 | 667,000 | 1,012,000 | 1,405,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,191,000 | 16,365,000 | 16,709,000 | 16,753,000 |
| Total capital | 17,106,000 | 17,276,000 | 17,628,000 | 17,657,000 |
| Risk-weighted assets | 72,026,000 | 71,692,000 | 72,408,000 | 71,242,000 |