Call reports 2011
FARMERS AND MINERS BANK — 2011
What FARMERS AND MINERS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 130,218,000 | 129,788,000 | 129,831,000 | 129,141,000 |
| Total loans | 76,555,000 | 75,045,000 | 73,213,000 | 72,331,000 |
| Allowance for loan losses | 1,897,000 | 2,012,000 | 2,069,000 | 2,038,000 |
| Securities available for sale | 12,162,000 | 12,763,000 | 11,741,000 | 13,297,000 |
| Securities held to maturity | 11,625,000 | 11,791,000 | 12,622,000 | 13,508,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,531,000 | 113,849,000 | 113,598,000 | 112,550,000 |
| Interest-bearing deposits | 87,563,000 | 87,360,000 | 85,345,000 | 85,530,000 |
| Noninterest-bearing deposits | 26,968,000 | 26,489,000 | 28,253,000 | 27,020,000 |
| Equity capital | 15,172,000 | 15,584,000 | 15,854,000 | 16,312,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,787,000 | 3,611,000 | 5,390,000 | 7,169,000 |
| Interest expense | 244,000 | 464,000 | 671,000 | 855,000 |
| Net interest income | 1,543,000 | 3,147,000 | 4,719,000 | 6,314,000 |
| Noninterest income | 239,000 | 488,000 | 723,000 | 956,000 |
| Noninterest expense | 1,230,000 | 2,454,000 | 3,676,000 | 4,923,000 |
| Provision for loan losses | 89,000 | 179,000 | 269,000 | 270,000 |
| Pretax income | 456,000 | 998,000 | 1,492,000 | 2,075,000 |
| Income tax | 125,000 | 328,000 | 560,000 | 679,000 |
| Net income | 331,000 | 670,000 | 932,000 | 1,396,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,271,000 | 15,522,000 | 15,784,000 | 16,247,000 |
| Total capital | 16,255,000 | 16,485,000 | 16,724,000 | 17,177,000 |
| Risk-weighted assets | 77,816,000 | 76,296,000 | 74,041,000 | 73,302,000 |