Call reports 2001
FARMERS AND MINERS BANK — 2001
What FARMERS AND MINERS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 83,786,000 | 84,742,000 | 85,573,000 | 88,326,000 |
| Total loans | 49,227,000 | 51,305,000 | 52,169,000 | 52,657,000 |
| Allowance for loan losses | 576,000 | 524,000 | 550,000 | 534,000 |
| Securities available for sale | 6,835,000 | 7,504,000 | 6,422,000 | 7,290,000 |
| Securities held to maturity | 7,445,000 | 7,553,000 | 7,523,000 | 7,216,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,680,000 | 75,704,000 | 76,163,000 | 78,753,000 |
| Interest-bearing deposits | 61,060,000 | 61,911,000 | 62,336,000 | 63,309,000 |
| Noninterest-bearing deposits | 13,620,000 | 13,793,000 | 13,827,000 | 15,444,000 |
| Equity capital | 8,465,000 | 8,506,000 | 8,848,000 | 8,970,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,787,000 | 3,590,000 | 5,375,000 | 7,102,000 |
| Interest expense | 699,000 | 1,403,000 | 2,065,000 | 2,630,000 |
| Net interest income | 1,088,000 | 2,187,000 | 3,310,000 | 4,472,000 |
| Noninterest income | 152,000 | 321,000 | 511,000 | 665,000 |
| Noninterest expense | 767,000 | 1,577,000 | 2,392,000 | 3,435,000 |
| Provision for loan losses | 36,000 | 71,000 | 148,000 | 184,000 |
| Pretax income | 437,000 | 860,000 | 1,281,000 | 1,518,000 |
| Income tax | 123,000 | 248,000 | 374,000 | 453,000 |
| Net income | 314,000 | 612,000 | 907,000 | 1,065,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,425,000 | 8,473,000 | 8,768,000 | 8,926,000 |
| Total capital | 9,001,000 | 8,997,000 | 9,318,000 | 9,460,000 |
| Risk-weighted assets | 50,111,000 | 50,984,000 | 51,844,000 | 52,454,000 |