Call reports 2024
FIRST SECURITY BANK OF ROUNDUP — 2024
What FIRST SECURITY BANK OF ROUNDUP reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 82,299,000 | 81,247,000 | 77,796,000 | 88,926,000 |
| Total loans | 25,589,000 | 27,065,000 | 27,542,000 | 25,860,000 |
| Allowance for loan losses | 591,000 | 592,000 | 593,000 | 634,000 |
| Securities available for sale | 41,164,000 | 37,371,000 | 33,483,000 | 45,790,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,238,000 | 71,880,000 | 67,419,000 | 78,591,000 |
| Interest-bearing deposits | 46,899,000 | 46,590,000 | 41,992,000 | 47,702,000 |
| Noninterest-bearing deposits | 26,339,000 | 25,290,000 | 25,427,000 | 30,889,000 |
| Equity capital | 8,530,000 | 8,821,000 | 9,829,000 | 9,857,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 825,000 | 1,639,000 | 2,483,000 | 3,407,000 |
| Interest expense | 69,000 | 167,000 | 245,000 | 315,000 |
| Net interest income | 756,000 | 1,472,000 | 2,238,000 | 3,092,000 |
| Noninterest income | 82,000 | 169,000 | 258,000 | 354,000 |
| Noninterest expense | 473,000 | 937,000 | 1,410,000 | 1,948,000 |
| Provision for loan losses | 0 | 0 | 0 | 40,000 |
| Pretax income | 365,000 | 704,000 | 1,086,000 | 1,458,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 365,000 | 704,000 | 1,086,000 | 1,458,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,036,000 | 10,267,000 | 10,523,000 | 10,770,000 |
| Total capital | 10,520,000 | 10,765,000 | 11,017,000 | 11,275,000 |
| Risk-weighted assets | 38,618,000 | 39,763,000 | 39,422,000 | 40,282,000 |