Call reports 2020
FIRST SECURITY BANK OF ROUNDUP — 2020
What FIRST SECURITY BANK OF ROUNDUP reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 67,058,000 | 74,397,000 | 72,448,000 | 75,351,000 |
| Total loans | 30,028,000 | 33,230,000 | 33,267,000 | 28,834,000 |
| Allowance for loan losses | 609,000 | 617,000 | 627,000 | 643,000 |
| Securities available for sale | 22,904,000 | 20,297,000 | 17,540,000 | 18,676,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,134,000 | 64,934,000 | 62,825,000 | 65,825,000 |
| Interest-bearing deposits | 40,423,000 | 45,724,000 | 42,925,000 | 43,918,000 |
| Noninterest-bearing deposits | 17,711,000 | 19,210,000 | 19,900,000 | 21,907,000 |
| Equity capital | 8,075,000 | 8,323,000 | 8,490,000 | 8,572,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 683,000 | 1,445,000 | 2,046,000 | 2,706,000 |
| Interest expense | 41,000 | 75,000 | 108,000 | 137,000 |
| Net interest income | 642,000 | 1,370,000 | 1,938,000 | 2,569,000 |
| Noninterest income | 61,000 | 124,000 | 192,000 | 267,000 |
| Noninterest expense | 382,000 | 762,000 | 1,144,000 | 1,552,000 |
| Provision for loan losses | 5,000 | 9,000 | 18,000 | 33,000 |
| Pretax income | 316,000 | 723,000 | 969,000 | 1,252,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 316,000 | 723,000 | 969,000 | 1,252,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,512,000 | 7,766,000 | 7,859,000 | 7,989,000 |
| Total capital | 7,981,000 | 8,287,000 | 8,376,000 | 8,467,000 |
| Risk-weighted assets | 37,366,000 | 41,575,000 | 41,242,000 | 38,041,000 |