Call reports 2016
FIRST SECURITY BANK OF ROUNDUP — 2016
What FIRST SECURITY BANK OF ROUNDUP reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 49,853,000 | 48,888,000 | 47,412,000 | 51,281,000 |
| Total loans | 26,102,000 | 28,263,000 | 29,944,000 | 27,772,000 |
| Allowance for loan losses | 265,000 | 267,000 | 317,000 | 318,000 |
| Securities available for sale | 13,683,000 | 11,976,000 | 9,608,000 | 12,628,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,776,000 | 41,354,000 | 39,927,000 | 43,827,000 |
| Interest-bearing deposits | 28,339,000 | 28,692,000 | 27,045,000 | 30,272,000 |
| Noninterest-bearing deposits | 13,437,000 | 12,662,000 | 12,882,000 | 13,555,000 |
| Equity capital | 5,787,000 | 5,956,000 | 6,016,000 | 5,831,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 524,000 | 1,021,000 | 1,605,000 | 2,162,000 |
| Interest expense | 14,000 | 27,000 | 39,000 | 51,000 |
| Net interest income | 510,000 | 994,000 | 1,566,000 | 2,111,000 |
| Noninterest income | 105,000 | 169,000 | 231,000 | 307,000 |
| Noninterest expense | 335,000 | 662,000 | 983,000 | 1,330,000 |
| Provision for loan losses | 9,000 | 12,000 | 62,000 | 62,000 |
| Pretax income | 288,000 | 509,000 | 774,000 | 1,048,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 288,000 | 509,000 | 774,000 | 1,048,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,715,000 | 5,783,000 | 5,895,000 | 5,881,000 |
| Total capital | 5,980,000 | 6,050,000 | 6,212,000 | 6,199,000 |
| Risk-weighted assets | 30,482,000 | 31,852,000 | 33,084,000 | 32,077,000 |