Call reports 2015
FIRST SECURITY BANK OF ROUNDUP — 2015
What FIRST SECURITY BANK OF ROUNDUP reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 51,405,000 | 52,854,000 | 51,134,000 | 50,426,000 |
| Total loans | 23,406,000 | 26,201,000 | 28,385,000 | 25,719,000 |
| Allowance for loan losses | 258,000 | 246,000 | 249,000 | 202,000 |
| Securities available for sale | 17,225,000 | 16,786,000 | 15,767,000 | 14,787,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,765,000 | 46,110,000 | 40,884,000 | 42,498,000 |
| Interest-bearing deposits | 29,746,000 | 32,297,000 | 28,094,000 | 28,239,000 |
| Noninterest-bearing deposits | 14,019,000 | 13,813,000 | 12,790,000 | 14,259,000 |
| Equity capital | 5,312,000 | 5,255,000 | 5,484,000 | 5,540,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 486,000 | 1,011,000 | 1,491,000 | 2,084,000 |
| Interest expense | 16,000 | 32,000 | 48,000 | 62,000 |
| Net interest income | 470,000 | 979,000 | 1,443,000 | 2,022,000 |
| Noninterest income | 62,000 | 118,000 | 181,000 | 244,000 |
| Noninterest expense | 343,000 | 678,000 | 1,004,000 | 1,342,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 16,000 |
| Pretax income | 186,000 | 413,000 | 613,000 | 910,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 186,000 | 413,000 | 613,000 | 910,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,342,000 | 5,416,000 | 5,463,000 | 5,580,000 |
| Total capital | 5,600,000 | 5,662,000 | 5,712,000 | 5,782,000 |
| Risk-weighted assets | 28,810,000 | 31,508,000 | 32,934,000 | 30,344,000 |