Call reports 2014
FIRST SECURITY BANK OF ROUNDUP — 2014
What FIRST SECURITY BANK OF ROUNDUP reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 47,383,000 | 49,357,000 | 47,941,000 | 51,930,000 |
| Total loans | 24,295,000 | 24,960,000 | 26,021,000 | 22,153,000 |
| Allowance for loan losses | 286,000 | 267,000 | 256,000 | 255,000 |
| Securities available for sale | 13,621,000 | 14,169,000 | 14,787,000 | 17,413,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,136,000 | 43,044,000 | 41,223,000 | 45,443,000 |
| Interest-bearing deposits | 28,832,000 | 30,541,000 | 28,479,000 | 30,323,000 |
| Noninterest-bearing deposits | 12,304,000 | 12,503,000 | 12,744,000 | 15,120,000 |
| Equity capital | 4,788,000 | 4,968,000 | 5,012,000 | 5,078,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 477,000 | 962,000 | 1,482,000 | 1,979,000 |
| Interest expense | 16,000 | 32,000 | 48,000 | 63,000 |
| Net interest income | 461,000 | 930,000 | 1,434,000 | 1,916,000 |
| Noninterest income | 80,000 | 143,000 | 208,000 | 275,000 |
| Noninterest expense | 331,000 | 684,000 | 1,030,000 | 1,385,000 |
| Provision for loan losses | 0 | 2,000 | 5,000 | 7,000 |
| Pretax income | 212,000 | 390,000 | 610,000 | 802,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 212,000 | 390,000 | 610,000 | 802,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,178,000 | 5,203,000 | 5,270,000 | 5,309,000 |
| Total capital | 5,390,000 | 5,363,000 | 5,400,000 | 5,469,000 |
| Risk-weighted assets | 28,733,000 | 29,820,000 | 30,408,000 | 27,865,000 |