Call reports 2013
FIRST SECURITY BANK OF ROUNDUP — 2013
What FIRST SECURITY BANK OF ROUNDUP reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 47,815,000 | 48,538,000 | 49,050,000 | 48,320,000 |
| Total loans | 25,061,000 | 26,190,000 | 26,774,000 | 24,006,000 |
| Allowance for loan losses | 292,000 | 291,000 | 287,000 | 286,000 |
| Securities available for sale | 12,654,000 | 11,642,000 | 12,518,000 | 13,480,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,427,000 | 42,515,000 | 42,740,000 | 42,099,000 |
| Interest-bearing deposits | 29,416,000 | 30,496,000 | 30,159,000 | 28,747,000 |
| Noninterest-bearing deposits | 12,011,000 | 12,019,000 | 12,581,000 | 13,352,000 |
| Equity capital | 4,932,000 | 4,569,000 | 4,682,000 | 4,571,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 474,000 | 971,000 | 1,496,000 | 1,995,000 |
| Interest expense | 22,000 | 41,000 | 60,000 | 76,000 |
| Net interest income | 452,000 | 930,000 | 1,436,000 | 1,919,000 |
| Noninterest income | 68,000 | 139,000 | 214,000 | 281,000 |
| Noninterest expense | 328,000 | 653,000 | 1,002,000 | 1,352,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 192,000 | 416,000 | 648,000 | 848,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 192,000 | 416,000 | 648,000 | 848,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,948,000 | 5,020,000 | 5,099,000 | 5,119,000 |
| Total capital | 5,165,000 | 5,222,000 | 5,283,000 | 5,332,000 |
| Risk-weighted assets | 29,260,000 | 30,347,000 | 31,105,000 | 28,640,000 |