Call reports 2012
FIRST SECURITY BANK OF ROUNDUP — 2012
What FIRST SECURITY BANK OF ROUNDUP reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 47,225,000 | 47,924,000 | 46,221,000 | 49,278,000 |
| Total loans | 26,793,000 | 28,020,000 | 28,751,000 | 24,568,000 |
| Allowance for loan losses | 286,000 | 292,000 | 294,000 | 292,000 |
| Securities available for sale | 11,132,000 | 10,857,000 | 6,956,000 | 12,204,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,790,000 | 41,561,000 | 39,617,000 | 43,076,000 |
| Interest-bearing deposits | 29,618,000 | 30,325,000 | 27,675,000 | 29,609,000 |
| Noninterest-bearing deposits | 11,172,000 | 11,236,000 | 11,942,000 | 13,467,000 |
| Equity capital | 4,796,000 | 4,818,000 | 4,916,000 | 4,910,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 524,000 | 975,000 | 1,514,000 | 2,010,000 |
| Interest expense | 30,000 | 57,000 | 83,000 | 106,000 |
| Net interest income | 494,000 | 918,000 | 1,431,000 | 1,904,000 |
| Noninterest income | 64,000 | 129,000 | 198,000 | 265,000 |
| Noninterest expense | 325,000 | 643,000 | 976,000 | 1,307,000 |
| Provision for loan losses | 0 | 6,000 | 8,000 | 8,000 |
| Pretax income | 233,000 | 399,000 | 647,000 | 856,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 233,000 | 399,000 | 647,000 | 856,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,772,000 | 4,785,000 | 4,880,000 | 4,909,000 |
| Total capital | 4,963,000 | 4,975,000 | 5,070,000 | 5,130,000 |
| Risk-weighted assets | 30,353,000 | 31,438,000 | 31,733,000 | 28,936,000 |