Call reports 2009
FIRST SECURITY BANK OF ROUNDUP — 2009
What FIRST SECURITY BANK OF ROUNDUP reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 42,354,000 | 43,131,000 | 40,854,000 | 43,623,000 |
| Total loans | 24,766,000 | 25,846,000 | 25,855,000 | 24,531,000 |
| Allowance for loan losses | 288,000 | 283,000 | 283,000 | 283,000 |
| Securities available for sale | 13,406,000 | 11,205,000 | 10,142,000 | 14,482,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,055,000 | 37,472,000 | 34,792,000 | 37,374,000 |
| Interest-bearing deposits | 27,253,000 | 29,821,000 | 27,044,000 | 29,258,000 |
| Noninterest-bearing deposits | 7,802,000 | 7,651,000 | 7,748,000 | 8,116,000 |
| Equity capital | 4,819,000 | 4,858,000 | 4,880,000 | 4,767,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 601,000 | 1,188,000 | 1,762,000 | 2,316,000 |
| Interest expense | 107,000 | 200,000 | 284,000 | 356,000 |
| Net interest income | 494,000 | 988,000 | 1,478,000 | 1,960,000 |
| Noninterest income | 62,000 | 122,000 | 194,000 | 263,000 |
| Noninterest expense | 324,000 | 643,000 | 995,000 | 1,359,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 232,000 | 467,000 | 681,000 | 870,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 232,000 | 467,000 | 681,000 | 870,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,686,000 | 4,732,000 | 4,757,000 | 4,694,000 |
| Total capital | 4,907,000 | 4,927,000 | 4,958,000 | 4,902,000 |
| Risk-weighted assets | 28,319,000 | 29,612,000 | 29,099,000 | 28,549,000 |