Call reports 2008
FIRST SECURITY BANK OF ROUNDUP — 2008
What FIRST SECURITY BANK OF ROUNDUP reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 40,112,000 | 40,213,000 | 41,236,000 | 43,069,000 |
| Total loans | 24,626,000 | 24,816,000 | 25,502,000 | 24,271,000 |
| Allowance for loan losses | 316,000 | 296,000 | 288,000 | 288,000 |
| Securities available for sale | 6,832,000 | 9,595,000 | 10,518,000 | 13,954,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,692,000 | 34,818,000 | 34,418,000 | 35,615,000 |
| Interest-bearing deposits | 26,659,000 | 26,630,000 | 26,269,000 | 26,952,000 |
| Noninterest-bearing deposits | 8,033,000 | 8,188,000 | 8,149,000 | 8,663,000 |
| Equity capital | 4,707,000 | 4,605,000 | 4,664,000 | 4,833,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 656,000 | 1,278,000 | 1,932,000 | 2,570,000 |
| Interest expense | 164,000 | 310,000 | 445,000 | 574,000 |
| Net interest income | 492,000 | 968,000 | 1,487,000 | 1,996,000 |
| Noninterest income | 115,000 | 138,000 | 256,000 | 326,000 |
| Noninterest expense | 336,000 | 647,000 | 977,000 | 1,305,000 |
| Provision for loan losses | 0 | -20,000 | -20,000 | -20,000 |
| Pretax income | 271,000 | 533,000 | 786,000 | 1,037,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 271,000 | 533,000 | 786,000 | 1,037,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,633,000 | 4,643,000 | 4,644,000 | 4,643,000 |
| Total capital | 4,788,000 | 4,881,000 | 4,857,000 | 4,866,000 |
| Risk-weighted assets | 28,113,000 | 28,391,000 | 29,029,000 | 28,148,000 |