Call reports 2007
FIRST SECURITY BANK OF ROUNDUP — 2007
What FIRST SECURITY BANK OF ROUNDUP reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 38,488,000 | 38,368,000 | 39,235,000 | 40,085,000 |
| Total loans | 24,246,000 | 25,604,000 | 26,110,000 | 23,552,000 |
| Allowance for loan losses | 317,000 | 317,000 | 317,000 | 288,000 |
| Securities available for sale | 10,369,000 | 9,240,000 | 10,067,000 | 13,334,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,432,000 | 32,073,000 | 31,224,000 | 34,772,000 |
| Interest-bearing deposits | 24,939,000 | 24,436,000 | 23,229,000 | 26,994,000 |
| Noninterest-bearing deposits | 8,493,000 | 7,637,000 | 7,995,000 | 7,778,000 |
| Equity capital | 4,410,000 | 4,471,000 | 4,599,000 | 4,610,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 624,000 | 1,297,000 | 1,998,000 | 2,677,000 |
| Interest expense | 153,000 | 315,000 | 476,000 | 644,000 |
| Net interest income | 471,000 | 982,000 | 1,522,000 | 2,033,000 |
| Noninterest income | 55,000 | 111,000 | 170,000 | 257,000 |
| Noninterest expense | 322,000 | 621,000 | 922,000 | 1,229,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 204,000 | 472,000 | 770,000 | 1,061,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 204,000 | 472,000 | 770,000 | 1,061,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,455,000 | 4,534,000 | 4,580,000 | 4,551,000 |
| Total capital | 4,748,000 | 4,811,000 | 4,847,000 | 4,730,000 |
| Risk-weighted assets | 27,287,000 | 28,622,000 | 29,316,000 | 27,329,000 |