Call reports 2006
FIRST SECURITY BANK OF ROUNDUP — 2006
What FIRST SECURITY BANK OF ROUNDUP reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 38,566,000 | 39,216,000 | 38,128,000 | 36,944,000 |
| Total loans | 24,275,000 | 25,940,000 | 26,457,000 | 24,153,000 |
| Allowance for loan losses | 316,000 | 317,000 | 317,000 | 317,000 |
| Securities available for sale | 10,660,000 | 9,250,000 | 7,726,000 | 8,674,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,619,000 | 32,012,000 | 30,616,000 | 31,793,000 |
| Interest-bearing deposits | 24,419,000 | 23,698,000 | 23,414,000 | 23,925,000 |
| Noninterest-bearing deposits | 7,200,000 | 8,314,000 | 7,202,000 | 7,868,000 |
| Equity capital | 4,222,000 | 4,310,000 | 4,385,000 | 4,368,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 593,000 | 1,225,000 | 1,887,000 | 2,529,000 |
| Interest expense | 134,000 | 269,000 | 422,000 | 577,000 |
| Net interest income | 459,000 | 956,000 | 1,465,000 | 1,952,000 |
| Noninterest income | 54,000 | 114,000 | 168,000 | 224,000 |
| Noninterest expense | 306,000 | 590,000 | 884,000 | 1,195,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 207,000 | 480,000 | 749,000 | 981,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 207,000 | 480,000 | 749,000 | 981,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,347,000 | 4,450,000 | 4,474,000 | 4,440,000 |
| Total capital | 4,639,000 | 4,724,000 | 4,744,000 | 4,738,000 |
| Risk-weighted assets | 27,196,000 | 28,775,000 | 29,110,000 | 26,857,000 |