Call reports 2005
FIRST SECURITY BANK OF ROUNDUP — 2005
What FIRST SECURITY BANK OF ROUNDUP reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 37,353,000 | 38,778,000 | 39,887,000 | 39,368,000 |
| Total loans | 23,001,000 | 24,683,000 | 25,318,000 | 23,444,000 |
| Allowance for loan losses | 419,000 | 422,000 | 316,000 | 316,000 |
| Securities available for sale | 9,951,000 | 9,579,000 | 9,474,000 | 12,222,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,746,000 | 32,552,000 | 32,603,000 | 33,172,000 |
| Interest-bearing deposits | 26,165,000 | 26,522,000 | 25,187,000 | 25,321,000 |
| Noninterest-bearing deposits | 6,581,000 | 6,030,000 | 7,416,000 | 7,851,000 |
| Equity capital | 4,112,000 | 4,206,000 | 4,231,000 | 4,186,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 493,000 | 1,017,000 | 1,594,000 | 2,167,000 |
| Interest expense | 81,000 | 173,000 | 282,000 | 386,000 |
| Net interest income | 412,000 | 844,000 | 1,312,000 | 1,781,000 |
| Noninterest income | 50,000 | 110,000 | 170,000 | 228,000 |
| Noninterest expense | 281,000 | 569,000 | 857,000 | 1,139,000 |
| Provision for loan losses | 3,000 | 6,000 | 6,000 | 6,000 |
| Pretax income | 178,000 | 379,000 | 619,000 | 864,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 177,000 | 378,000 | 618,000 | 863,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,224,000 | 4,256,000 | 4,326,000 | 4,309,000 |
| Total capital | 4,549,000 | 4,603,000 | 4,642,000 | 4,607,000 |
| Risk-weighted assets | 25,918,000 | 27,715,000 | 28,517,000 | 26,693,000 |