Call reports 2004
FIRST SECURITY BANK OF ROUNDUP — 2004
What FIRST SECURITY BANK OF ROUNDUP reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 37,151,000 | 39,267,000 | 38,273,000 | 36,989,000 |
| Total loans | 23,119,000 | 24,800,000 | 25,182,000 | 22,370,000 |
| Allowance for loan losses | 416,000 | 416,000 | 416,000 | 416,000 |
| Securities available for sale | 9,795,000 | 9,386,000 | 8,389,000 | 10,358,000 |
| Securities held to maturity | 131,000 | 133,000 | 134,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,784,000 | 31,561,000 | 31,955,000 | 32,345,000 |
| Interest-bearing deposits | 24,875,000 | 25,078,000 | 25,707,000 | 26,245,000 |
| Noninterest-bearing deposits | 5,909,000 | 6,483,000 | 6,248,000 | 6,100,000 |
| Equity capital | 4,341,000 | 4,181,000 | 4,319,000 | 4,206,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 501,000 | 1,007,000 | 1,541,000 | 2,042,000 |
| Interest expense | 78,000 | 160,000 | 247,000 | 328,000 |
| Net interest income | 423,000 | 847,000 | 1,294,000 | 1,714,000 |
| Noninterest income | 68,000 | 142,000 | 215,000 | 274,000 |
| Noninterest expense | 290,000 | 557,000 | 829,000 | 1,108,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 203,000 | 434,000 | 680,000 | 882,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 203,000 | 434,000 | 680,000 | 882,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,169,000 | 4,215,000 | 4,275,000 | 4,216,000 |
| Total capital | 4,496,000 | 4,565,000 | 4,624,000 | 4,534,000 |
| Risk-weighted assets | 26,048,000 | 27,973,000 | 28,035,000 | 25,342,000 |