Call reports 2003
FIRST SECURITY BANK OF ROUNDUP — 2003
What FIRST SECURITY BANK OF ROUNDUP reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 39,240,000 | 38,751,000 | 39,415,000 | 38,133,000 |
| Total loans | 22,879,000 | 24,581,000 | 23,954,000 | 22,872,000 |
| Allowance for loan losses | 416,000 | 416,000 | 416,000 | 416,000 |
| Securities available for sale | 13,082,000 | 8,878,000 | 10,453,000 | 9,577,000 |
| Securities held to maturity | 122,000 | 124,000 | 126,000 | 130,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,593,000 | 33,906,000 | 31,996,000 | 33,487,000 |
| Interest-bearing deposits | 29,094,000 | 28,050,000 | 25,916,000 | 25,446,000 |
| Noninterest-bearing deposits | 5,499,000 | 5,856,000 | 6,080,000 | 8,041,000 |
| Equity capital | 4,222,000 | 4,316,000 | 4,255,000 | 4,242,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 518,000 | 1,066,000 | 1,587,000 | 2,103,000 |
| Interest expense | 134,000 | 255,000 | 358,000 | 451,000 |
| Net interest income | 384,000 | 811,000 | 1,229,000 | 1,652,000 |
| Noninterest income | 58,000 | 113,000 | 197,000 | 284,000 |
| Noninterest expense | 286,000 | 539,000 | 853,000 | 1,121,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 156,000 | 385,000 | 573,000 | 815,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 156,000 | 385,000 | 573,000 | 815,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,027,000 | 4,086,000 | 4,105,000 | 4,135,000 |
| Total capital | 4,358,000 | 4,433,000 | 4,445,000 | 4,462,000 |
| Risk-weighted assets | 26,506,000 | 27,710,000 | 27,146,000 | 26,080,000 |