Call reports 2002
FIRST SECURITY BANK OF ROUNDUP — 2002
What FIRST SECURITY BANK OF ROUNDUP reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 37,398,000 | 38,374,000 | 37,861,000 | 39,933,000 |
| Total loans | 20,065,000 | 21,753,000 | 22,468,000 | 21,451,000 |
| Allowance for loan losses | 404,000 | 410,000 | 416,000 | 416,000 |
| Securities available for sale | 13,328,000 | 12,801,000 | 11,206,000 | 9,822,000 |
| Securities held to maturity | 115,000 | 117,000 | 119,000 | 121,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,326,000 | 33,295,000 | 31,594,000 | 35,226,000 |
| Interest-bearing deposits | 27,154,000 | 28,092,000 | 26,616,000 | 28,958,000 |
| Noninterest-bearing deposits | 5,172,000 | 5,203,000 | 4,978,000 | 6,268,000 |
| Equity capital | 3,901,000 | 4,086,000 | 4,222,000 | 4,232,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 582,000 | 1,165,000 | 1,750,000 | 2,298,000 |
| Interest expense | 180,000 | 349,000 | 509,000 | 657,000 |
| Net interest income | 402,000 | 816,000 | 1,241,000 | 1,641,000 |
| Noninterest income | 51,000 | 102,000 | 170,000 | 230,000 |
| Noninterest expense | 273,000 | 527,000 | 814,000 | 1,089,000 |
| Provision for loan losses | 0 | 6,000 | 12,000 | 12,000 |
| Pretax income | 180,000 | 385,000 | 585,000 | 770,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 180,000 | 385,000 | 585,000 | 770,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,967,000 | 4,002,000 | 4,033,000 | 4,040,000 |
| Total capital | 4,272,000 | 4,326,000 | 4,362,000 | 4,359,000 |
| Risk-weighted assets | 24,339,000 | 25,851,000 | 26,197,000 | 25,451,000 |