Call reports 2015
FIRST STATE BANK NEBRASKA — 2015
What FIRST STATE BANK NEBRASKA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 431,100,000 | 432,664,000 | 442,099,000 | 448,126,000 |
| Total loans | 328,241,000 | 339,351,000 | 350,059,000 | 354,983,000 |
| Allowance for loan losses | 3,743,000 | 3,909,000 | 4,061,000 | 3,996,000 |
| Securities available for sale | 36,711,000 | 35,455,000 | 34,685,000 | 31,461,000 |
| Securities held to maturity | 17,739,000 | 19,759,000 | 19,268,000 | 18,296,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 341,295,000 | 342,253,000 | 346,626,000 | 352,640,000 |
| Interest-bearing deposits | 281,692,000 | 289,626,000 | 294,802,000 | 289,548,000 |
| Noninterest-bearing deposits | 59,604,000 | 52,627,000 | 51,824,000 | 63,092,000 |
| Equity capital | 48,864,000 | 50,182,000 | 49,207,000 | 50,110,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,213,000 | 8,574,000 | 13,002,000 | 17,489,000 |
| Interest expense | 639,000 | 1,273,000 | 1,927,000 | 2,633,000 |
| Net interest income | 3,574,000 | 7,301,000 | 11,075,000 | 14,856,000 |
| Noninterest income | 777,000 | 1,636,000 | 2,001,000 | 2,801,000 |
| Noninterest expense | 2,857,000 | 5,679,000 | 8,644,000 | 11,434,000 |
| Provision for loan losses | 155,000 | 311,000 | 457,000 | 601,000 |
| Pretax income | 1,339,000 | 2,947,000 | 3,975,000 | 5,622,000 |
| Income tax | 39,000 | 78,000 | 107,000 | 149,000 |
| Net income | 1,300,000 | 2,869,000 | 3,868,000 | 5,473,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,770,000 | 39,350,000 | 39,355,000 | 39,967,000 |
| Total capital | 42,513,000 | 43,259,000 | 43,416,000 | 43,963,000 |
| Risk-weighted assets | 317,292,000 | 336,007,000 | 340,935,000 | 347,516,000 |