Call reports 2009
FIRST STATE BANK NEBRASKA — 2009
What FIRST STATE BANK NEBRASKA reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 260,315,000 | 271,252,000 | 274,693,000 | 282,072,000 |
| Total loans | 188,920,000 | 197,912,000 | 211,294,000 | 214,067,000 |
| Allowance for loan losses | 1,817,000 | 1,930,000 | 2,058,000 | 2,268,000 |
| Securities available for sale | 15,778,000 | 16,968,000 | 15,391,000 | 16,257,000 |
| Securities held to maturity | 6,422,000 | 5,232,000 | 5,480,000 | 5,874,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,763,000 | 204,707,000 | 213,161,000 | 214,866,000 |
| Interest-bearing deposits | 177,513,000 | 181,366,000 | 190,266,000 | 188,368,000 |
| Noninterest-bearing deposits | 22,250,000 | 23,341,000 | 22,895,000 | 26,498,000 |
| Equity capital | 30,906,000 | 31,596,000 | 31,417,000 | 32,442,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,423,000 | 6,920,000 | 10,504,000 | 14,296,000 |
| Interest expense | 1,390,000 | 2,757,000 | 4,126,000 | 5,402,000 |
| Net interest income | 2,033,000 | 4,163,000 | 6,378,000 | 8,894,000 |
| Noninterest income | 305,000 | 620,000 | 979,000 | 1,314,000 |
| Noninterest expense | 1,544,000 | 3,224,000 | 4,907,000 | 6,735,000 |
| Provision for loan losses | 80,000 | 184,000 | 414,000 | 648,000 |
| Pretax income | 714,000 | 1,375,000 | 2,065,000 | 2,871,000 |
| Income tax | 23,000 | 46,000 | 70,000 | 107,000 |
| Net income | 691,000 | 1,329,000 | 1,995,000 | 2,764,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,353,000 | 19,990,000 | 19,782,000 | 20,557,000 |
| Total capital | 21,170,000 | 21,920,000 | 21,840,000 | 22,825,000 |
| Risk-weighted assets | 186,254,000 | 194,180,000 | 205,031,000 | 209,034,000 |