Call reports 2008
FIRST STATE BANK NEBRASKA — 2008
What FIRST STATE BANK NEBRASKA reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 237,223,000 | 239,827,000 | 241,783,000 | 246,827,000 |
| Total loans | 176,629,000 | 182,834,000 | 187,611,000 | 192,277,000 |
| Allowance for loan losses | 1,788,000 | 1,931,000 | 1,948,000 | 1,959,000 |
| Securities available for sale | 14,110,000 | 13,902,000 | 12,694,000 | 13,430,000 |
| Securities held to maturity | 8,639,000 | 8,279,000 | 7,878,000 | 6,967,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 182,279,000 | 181,335,000 | 181,808,000 | 184,171,000 |
| Interest-bearing deposits | 161,794,000 | 159,669,000 | 160,070,000 | 159,944,000 |
| Noninterest-bearing deposits | 20,485,000 | 21,666,000 | 21,738,000 | 24,227,000 |
| Equity capital | 28,869,000 | 28,438,000 | 29,283,000 | 30,284,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,596,000 | 7,101,000 | 10,668,000 | 14,197,000 |
| Interest expense | 1,753,000 | 3,359,000 | 4,923,000 | 6,398,000 |
| Net interest income | 1,843,000 | 3,742,000 | 5,745,000 | 7,799,000 |
| Noninterest income | 233,000 | 480,000 | 732,000 | 977,000 |
| Noninterest expense | 1,363,000 | 2,768,000 | 4,195,000 | 5,653,000 |
| Provision for loan losses | 85,000 | 235,000 | 286,000 | 327,000 |
| Pretax income | 628,000 | 1,219,000 | 1,996,000 | 2,796,000 |
| Income tax | 22,000 | 44,000 | 66,000 | 85,000 |
| Net income | 606,000 | 1,175,000 | 1,930,000 | 2,711,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,303,000 | 17,123,000 | 17,878,000 | 18,660,000 |
| Total capital | 19,091,000 | 19,054,000 | 19,826,000 | 20,619,000 |
| Risk-weighted assets | 171,861,000 | 175,692,000 | 180,811,000 | 185,966,000 |