Call reports 2007
FIRST STATE BANK NEBRASKA — 2007
What FIRST STATE BANK NEBRASKA reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 117,068,000 | 117,731,000 | 223,716,000 | 232,032,000 |
| Total loans | 82,467,000 | 83,188,000 | 172,587,000 | 176,934,000 |
| Allowance for loan losses | 769,000 | 797,000 | 1,683,000 | 1,709,000 |
| Securities available for sale | 11,006,000 | 10,645,000 | 16,791,000 | 15,735,000 |
| Securities held to maturity | 8,062,000 | 7,647,000 | 8,511,000 | 8,239,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,658,000 | 92,639,000 | 168,217,000 | 175,415,000 |
| Interest-bearing deposits | 80,787,000 | 81,593,000 | 149,745,000 | 153,043,000 |
| Noninterest-bearing deposits | 10,871,000 | 11,046,000 | 18,472,000 | 22,372,000 |
| Equity capital | 15,989,000 | 16,202,000 | 28,125,000 | 28,888,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,710,000 | 3,463,000 | 10,413,000 | 14,027,000 |
| Interest expense | 813,000 | 1,670,000 | 5,020,000 | 6,798,000 |
| Net interest income | 897,000 | 1,793,000 | 5,393,000 | 7,229,000 |
| Noninterest income | 85,000 | 243,000 | 731,000 | 953,000 |
| Noninterest expense | 761,000 | 1,502,000 | 4,060,000 | 5,438,000 |
| Provision for loan losses | 16,000 | 42,000 | 150,000 | 250,000 |
| Pretax income | 205,000 | 492,000 | 1,914,000 | 2,494,000 |
| Income tax | -214,000 | -203,000 | -210,000 | -307,000 |
| Net income | 419,000 | 695,000 | 2,124,000 | 2,801,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,153,000 | 9,430,000 | 16,769,000 | 17,445,000 |
| Total capital | 9,922,000 | 10,227,000 | 18,452,000 | 19,154,000 |
| Risk-weighted assets | 85,975,000 | 86,962,000 | 169,308,000 | 171,550,000 |