Call reports 2006
FIRST STATE BANK NEBRASKA — 2006
What FIRST STATE BANK NEBRASKA reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 80,100,000 | 110,784,000 | 112,174,000 | 113,774,000 |
| Total loans | 52,038,000 | 74,927,000 | 78,731,000 | 80,153,000 |
| Allowance for loan losses | 504,000 | 742,000 | 752,000 | 755,000 |
| Securities available for sale | 7,922,000 | 9,773,000 | 9,881,000 | 9,225,000 |
| Securities held to maturity | 8,482,000 | 8,463,000 | 8,477,000 | 8,192,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,236,000 | 81,090,000 | 84,683,000 | 88,502,000 |
| Interest-bearing deposits | 52,508,000 | 70,104,000 | 73,788,000 | 76,465,000 |
| Noninterest-bearing deposits | 8,728,000 | 10,986,000 | 10,895,000 | 12,037,000 |
| Equity capital | 11,521,000 | 15,142,000 | 15,284,000 | 15,574,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,008,000 | 2,788,000 | 4,355,000 | 6,017,000 |
| Interest expense | 367,000 | 1,079,000 | 1,791,000 | 2,567,000 |
| Net interest income | 641,000 | 1,709,000 | 2,564,000 | 3,450,000 |
| Noninterest income | 134,000 | 334,000 | 507,000 | 698,000 |
| Noninterest expense | 579,000 | 1,443,000 | 2,148,000 | 2,829,000 |
| Provision for loan losses | 0 | 3,000 | 13,000 | 32,000 |
| Pretax income | 196,000 | 597,000 | 910,000 | 1,287,000 |
| Income tax | 48,000 | 168,000 | 258,000 | 372,000 |
| Net income | 148,000 | 429,000 | 652,000 | 915,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,423,000 | 8,397,000 | 8,470,000 | 8,734,000 |
| Total capital | 6,927,000 | 9,139,000 | 9,222,000 | 9,489,000 |
| Risk-weighted assets | 56,554,000 | 78,921,000 | 82,193,000 | 83,604,000 |